杨小强决定做农村电商，则是因为天水当地的特产花牛苹果。大专毕业后，他留在天水做电工，有一次，一位外地来的主播到天水直播卖花牛苹果，熟悉农户的杨小强帮着联络。直播结束后，农户问杨小强：“人家外地人都能卖这么好，你们这些本地娃娃，就不能试试吗？”和张明霞的父母为洋芋愁销路一样，因为果子滞销，每年都有农户被迫放弃，挖掉田里的苹果树。

jinru21shiji，weilejijiyingduirenkoulaolinghuadetiaozhan，yanglaojinzhidugaigejinruxindejieduan，guojiakaishigoujianbaokuogonggongyanglaojin、zhiyeyanglaojinhegerenyanglaojinzaineidesanzhizhuyanglaojintixi。qizhong，diyizhizhugonggongyanglaojinyouchengzhenzhigongjibenyanglaobaoxianhechengxiangjuminjibenyanglaobaoxianzucheng，dierzhizhuzhiyeyanglaojinyouqiyenianjinhezhiyenianjinzucheng，disanzhizhugerenyanglaojinyougerenzhudao，fanshicanjialediyizhizhujibenyanglaobaoxianderen，doukeyiziyuanjiaofeicanjia。进(jin)入(ru)2(2)1(1)世(shi)纪(ji)，(，)为(wei)了(le)积(ji)极(ji)应(ying)对(dui)人(ren)口(kou)老(lao)龄(ling)化(hua)的(de)挑(tiao)战(zhan)，(，)养(yang)老(lao)金(jin)制(zhi)度(du)改(gai)革(ge)进(jin)入(ru)新(xin)的(de)阶(jie)段(duan)，(，)国(guo)家(jia)开(kai)始(shi)构(gou)建(jian)包(bao)括(kuo)公(gong)共(gong)养(yang)老(lao)金(jin)、(、)职(zhi)业(ye)养(yang)老(lao)金(jin)和(he)个(ge)人(ren)养(yang)老(lao)金(jin)在(zai)内(nei)的(de)三(san)支(zhi)柱(zhu)养(yang)老(lao)金(jin)体(ti)系(xi)。(。)其(qi)中(zhong)，(，)第(di)一(yi)支(zhi)柱(zhu)公(gong)共(gong)养(yang)老(lao)金(jin)由(you)城(cheng)镇(zhen)职(zhi)工(gong)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)和(he)城(cheng)乡(xiang)居(ju)民(min)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)组(zu)成(cheng)，(，)第(di)二(er)支(zhi)柱(zhu)职(zhi)业(ye)养(yang)老(lao)金(jin)由(you)企(qi)业(ye)年(nian)金(jin)和(he)职(zhi)业(ye)年(nian)金(jin)组(zu)成(cheng)，(，)第(di)三(san)支(zhi)柱(zhu)个(ge)人(ren)养(yang)老(lao)金(jin)由(you)个(ge)人(ren)主(zhu)导(dao)，(，)凡(fan)是(shi)参(can)加(jia)了(le)第(di)一(yi)支(zhi)柱(zhu)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)的(de)人(ren)，(，)都(dou)可(ke)以(yi)自(zi)愿(yuan)缴(jiao)费(fei)参(can)加(jia)。(。)